Affirm is a financing option that lets you buy what you love today and pay for it over time—on your terms. It’s a simple, transparent, and flexible way to manage your purchases without hidden fees or surprises.

• No Hidden Fees
  You’ll never pay more than you agree to at checkout. No late fees, no annual fees, and no hidden costs.
• Flexible Payment Options
  Choose from multiple payment plans that fit your budget—typically 3, 6, or 12 months (and sometimes longer, depending on the purchase amount).
• Decision Within Seconds
  Checking your eligibility is fast and simple—and it won’t affect your credit. You’ll see your payment options instantly at checkout.
• Transparent Terms
  You’ll always know exactly what you’ll owe before you commit. Affirm shows you your total cost upfront, including any interest, so there are no surprises later.
• Secure & Trusted
  Affirm uses advanced encryption and security tools to protect your personal information and payment details.

1. Shop & add items to your cart.
2. Choose “Affirm” at checkout.
3. Pick your payment plan that fits your budget.
4. Complete your purchase and enjoy your items now—while paying over time.

Some purchases qualify for 0% APR, while others may include a simple interest rate that’s clearly shown before you buy. You’ll always know your exact payment amount and total cost—no hidden interest or compounding charges.

No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.

Affirm sends you friendly reminders before each payment is due, and you can easily manage or make payments online or through the Affirm app.

Yes! You can pay off your Affirm loan early at any time with no penalties or extra fees.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

To learn more you can visit their website at https://www.affirm.com/disclosures